The app lists all outstanding payments that the authorized user needs to collect. It has the ability to connect via Bluetooth to an exsto registered terminal reader. The authorized user can send a payment request to the terminal reader and process the payment. The authorized user can also retry payment in the event of failure. It is important to state that no sensitive payment information, such as credit/debit card numbers and/or bank account numbers will be stored or displayed in the app. The payment request is directly processed via our third-party payment gateway (Stripe). Without an exsto registered Stripe terminal (such as BBPOS WisePad 3) that has been connected to the app via Bluetooth, a payment cannot be made.